Looking for security tips for online shopping? In recent years, online shopping has become increasingly popular, as it is often more convenient than shopping in person.
However, it is important to be aware of the potential security risks associated with shopping online, in order to avoid becoming a victim of fraud or identity thieves. Check out our safety tips to help keep your information safe while you browse and shop.
- 1 Safety Tips For Online Shopping
- 1.1 1. Reputable retailers are your best bet
- 1.2 2. Find new businesses to invest in
- 1.3 3. Beware of amazing deals
- 1.4 4. Do not surf on public Wi-Fi
- 1.5 5. Use a VPN
- 1.6 6. Create strong passwords
- 1.7 7. Before you make a purchase, ensure that the site is secure
- 1.8 8. Avoid falling for email scams
- 1.9 9. Protect your personal information
- 1.10 10. Not debit cards, but credit.
- 1.11 11. A virtual credit card gives you extra security
- 1.12 12. Fraud is a serious problem.
- 1.13 13. Pay attention to the details
- 1.14 14. Track your stuff
- 1.15 15. Report fraudsters
- 1.16 16. Get a temporary credit card
- 1.17 17. Do not click on pop-ups that aren’t trusted
- 1.18 18. Look for customer service information
- 1.19 19. Check your credit card statement
- 1.20 20. Type the URL into the address bar
- 1.21 21. Safely search the internet
- 1.22 22. Protect your online passwords
- 2 Conclusion
Safety Tips For Online Shopping
1. Reputable retailers are your best bet
Online retailers that you trust and know are the best. To make it easy and quick to find your favorite shopping sites, bookmark them. Do not type the name of the retailer in your browser bar.
Because a small typo could lead you to a fake website that appears exactly like the real one, if you make a purchase on an unlegitimate website, you could accidentally give the scammers your credit card number or other personal information.
2. Find new businesses to invest in
Have you ever seen a great product from a new seller? Research any company you haven’t purchased from before. For a U.S. phone numbers and address, visit the “contact us” page of the website. Next, call the business to confirm.
Why? According to the FBI, some scammers took contact information from legitimate U.S. companies in order to make their fake sites appear legitimate.
3. Beware of amazing deals
Have you seen an advertisement on Facebook or Instagram that offered rock-bottom prices and a dazzling offer of free stuff? According to the U.S. Federal Trade Commission, reports of social media scams that result in lost money have tripled over the past year.
Don’t believe every offer that seems too good to be true. According to the FBI, many of the sites that were at the center of their recent complaints were advertised via social media platforms.
Compare prices before you buy. If you see unusually low prices, it could indicate that you have landed on a fraudulent site designed to steal your personal information and your money.
4. Do not surf on public Wi-Fi
When you are enjoying a cup of latte at your local coffee shop, don’t use public Wi-Fi. Hackers could spy on you online by watching the guy at the next table, staring at his smartphone.
Shopping online often means that you will need to give out personal information, such as your name, address, and credit card number.
Hackers could use Wi-Fi signals to hijack yours or set up their own to trick users into using them. They can also see what you do on your laptop or mobile device. The hacker can also gain your username and password if you sign into an online banking account or retailer website.
You should also be aware that public Wi-Fi can only be used in brick-and-mortar stores. If you are in a shopping center and looking for a bargain, it is natural to want to look at e-tailer websites online.
Cybercriminals can steal your passwords, login details information and financial by intercepting your data. It’s safer to use your mobile network to access the Internet while you shop.
5. Use a VPN
Protect yourself from public Wi-Fi by using a VPN (Virtual Private Network). VPNs create an encrypted tunnel between your computer (and the server) by using encryption.
Cybercriminals who lurk nearby will not be able to see your activities or intercept your personal data. You can only online store securely using public Wi-Fi at airports, cafes, and other public places.
6. Create strong passwords
Avoid using the same password for every online shopping site you frequent
Strong passwords are like strong locks that keep cyberthieves away from your accounts. Here are some guidelines to help you choose a strong password.
You can use a complex combination of lower and higher-case letters, numbers, and symbols. Consider a long passphrase that is easy to remember and difficult for others to guess.
Avoid using dictionary words or personal information that a thief can easily guess or find, such as your child’s birthdate or the name of your dog.
And if you don’t, they succeed in their efforts, which could potentially cost you much more than the cash in your bank account — it could cost you your identity, subsequently leading to a whole host of financial and personal problems.
It is best to change your password for each online shopping site that you frequent. We say that this will ensure that your passwords won’t be stolen from any other websites.
Never reuse passwords across online shopping websites. You should never reuse passwords across sites. A data breach at one company could allow criminals to access your other accounts.
7. Before you make a purchase, ensure that the site is secure
To verify they use SSL (secure sockets layer) encryption, look for the lock icon in your browser bar. Also, the URL should begin with “https” and not just “http“.
Secure websites can be configured to hide financial information or passwords. Safe online shopping reduces the chance of your personal information being compromised.
8. Avoid falling for email scams
Emails and texts might come in the form of amazing offers or claims about a delivery problem. Unsolicited messages should be deleted. Don’t open attachments. Click on links or click on links in messages. They could infect your phone or computer with viruses.
9. Protect your personal information
This is a rule of thumb: No shopping site should ever request your Social Security number. Run the other way if a website requests this kind of sensitive information.
Reputable sellers will only need the minimum information to complete a purchase.
10. Not debit cards, but credit.
To shop as securely and efficiently as possible, always use a credit card. It does not give sellers direct access to your bank account. A majority of credit cards have a $0 fraud liability.
This means that you won’t lose any money if someone uses your account information to make a purchase. Your credit card company will ask you questions, look into the fraud and issue a new card.
Online purchases should only be made with credit cards. Scammers can gain access to your bank accounts if your debit card has been compromised. Scammers will ask for a different type of payment, such as wiring money. This is a red flag.
The Fair Credit Billing Act guarantees that you will not be held responsible for credit card charges you did not authorize if you are scammed. Even if you aren’t satisfied with a purchase, there are protections.
11. A virtual credit card gives you extra security
Virtual credit cards can provide even greater online shopping security. A temporary card number will be issued by some card companies that can be linked to your cards account.
The temporary number can be used to shop online without you having to reveal your card details. A thief can get a hold of your virtual card number and then try to use it.
12. Fraud is a serious problem.
At least once per week, check your bank and credit cards statements for any fraudulent charges. You can also set up account alerts that will notify you of any activity on your card. You can check your account if you get an email or text notification to confirm that you have received the charge.
13. Pay attention to the details
Keep the details safe after you have completed the purchase. Keep the receipt, order confirmation number, and tracking number provided by the seller. This information can be used to quickly resolve any issues with your order.
14. Track your stuff
After you’ve made an online purchase, keep an eye on it to ensure it’s on its way to you. Contact your credit card issuer if the merchant refuses or fails to respond to your inquiries regarding the status of your order. They might remove the charge from the bill and investigate the matter.
15. Report fraudsters
Have you been scammed? Do you believe you were scammed? If so, please file a complaint at the U.S. Federal Trade Commission or the FBI’s Internet Crime Complaint Center or Better Business Bureau.
Tip: The FTC offers a plan to recover identity stolen identities if you suspect that you might be one of the victims.
16. Get a temporary credit card
Cyber fraudsters have developed very sophisticated strategies and software that may sometimes defeat your best attempts to safe online shopping.
You may use a temporary credit card instead of your normal credit card to make online transactions as an added layer of protection for secure online shopping. Request a temporary credit card number from your credit card company.
This is a common practice among credit card companies and will allow you to make one-time purchases. This protects you from fraudsters who try to take your credit card number and make fraudulent purchases.
Not applicable to purchases that are auto-renewable or require regular payments.
A virtual credit card is also offered by some banks. It works just like a regular credit card, but for every purchase, a random account number is generated. This prevents hackers from using it again.
17. Do not click on pop-ups that aren’t trusted
Pop-up ads are a common way for retailers to send flyers, promotions, and e-newsletters to their customers. However, Kanwar warns them to be aware of online scams.
He says that pesky pop-ups can be used by scammers to trick or confuse online shoppers. To avoid being phished, make sure you have an ad blocker installed on any unfamiliar websites.
18. Look for customer service information
Safe online shopping sites have their toll-free number or email address available for customer support. We recommend that you review the exchanges and refund policies of any website. This is often a sign of trustworthiness.
19. Check your credit card statement
Even after you have received your item, keep an eye on your credit card statements. We recommend that you always check your credit card statements to make sure there are no hidden fees or deducting unknown names from your account.
20. Type the URL into the address bar
Phishing emails are sent by scammers to trick you into clicking on the link within the email to take you to a retailer’s website. Similar to links in poisoned search results.
These links will take you to similar websites, but they are cleverly designed. You are giving your information to cyber criminals by putting your username and password on Amazon’s website.
To ensure you’re going to an authentic retailer’s site, it is safer to enter the URL of the retailer into your browser’s address bar. This simple step can prevent you from visiting fake or malicious websites.
21. Safely search the internet
Search engines can be very helpful when searching for reviews or products. However, there is a risk that you might accidentally click on spammed search results, which could lead to malware rather than the destination you intended.
Malware can infect your computer and steal usernames or passwords from your online accounts. No matter what kind of malware it may be, you don’t want it to infect your computer.
How can you avoid the poisoned search results created by cybercriminals? Tools such as Kaspersky’s URL Advisor or third-party browser extensions such as Web of Trust can be used.
These tools can prevent you from clicking on malicious links or entering malicious website.
22. Protect your online passwords
For safe online shopping, it is important to use strong passwords and create a unique password for each account. It can be hard to remember multiple passwords, especially if they contain special characters, numbers, or letters. A password manager can help you keep strong passwords across multiple accounts.
A good password manager will also encrypt passwords that would otherwise be in plaintext. Many antivirus and Internet security software products offer password management and security features.
When shopping online, always be sure to use a credit card or other form of payment that offers buyer protection. Additionally, be sure to only shop on websites that are secure and use encryption to protect your personal and financial information.
Lacoon hopes this article will be useful for you. Thank you for taking the time to read!